Providing exclusive 1:2:1 financial planning for your investments, mortgage and pensions
We offer expert financial advice based on a collective of 130+ years of mortgage and protection advice from our TJD Financial Services team.
TJD Financial Services is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority. We provide clients with years of expert financial planning advice and 1:2:1 support for your investment planning, mortgage and pension needs.
We have access to an extensive panel of lenders and providers to support you with your financial planning needs.
Head Financial, Mortgage and Protection Consultant
I have worked for influential institutions like NatWest, Woolwich Building Society and the Countrywide Group which enables me to know the mortgage market well, predict trends and advise my clients with my 35+ years of experience. Outside of being a financial consultant, I enjoy golf as part of my local lady's team and spending time with my family and 2 crazy dogs.
✔ Diploma in Financial Planning (Dip PFS)
✔ Advanced Certificate in Mortgage Practice (Adv CeMAP)
✔ Certificate for Financial Advisors (CeFA)
✔ Certificate in Regulated Equity Release (CeRER)
✔ Certificate in Training and Practice (CITP)
✔ Foundation Course in Compliance Risk Management
Administrator | Financial Advisor and Customer Support
Justine has worked with The Woolwich Building Society and Lloyds Banking Group before joining us, which brings a wealth of 40 years of financial knowledge to our team.
She supports our clients daily and looks after all their applications and manages any queries, both from existing clients and potential clients.
Pension and Investment Compliance Manager
Emma has supported pension and investment consultants for 20+ years and has built up incredible levels of understanding and skills for how the advice process functions.
Emma is my right-hand woman who reviews and makes sure all my recommendations are compliant and financially sound before we approach our clients.
Administrator | Compliance Supervisor
Andrea is the newest member of our team and joins us from 30+ years in the financial services sector. She has worked within the Lloyds Banking Group as a personal assistant to the Regional Managers.
She is currently supporting us by reviewing all our processes to be 100% efficient and compliant as she excels in all things organised!
We cultivate a collaborative way of working with our clients as we do in our team to make sure your ideal goals are heard and implemented.
Our team is based in our Exeter and Essex offices allowing us to provide Investment Planning services across a wide area.
An ISA is a medium to long term investment, which aims to increase the value of the money you invest for growth or income or both. The value of your investments and any income from them can fall as well as rise. You may not get back the amount you invested.
We have access to an extensive panel of lenders, allowing us to source a wide range of mortgages.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Retirement means different things to different people. Retirement planning helps you reach your aspirations later on in life.
The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.
Take a look at our Google Reviews.
Find out what our clients say about us and me as Head Financial, Mortgage and Protection Consultant.
Tracy Jean Dove (TJD) was recommended to me as an adviser who cares about her clients. She took the time to establish what my intentions were for my retirement plans and explore my willingness to take risks in my investments. Her process was informal, relaxed, professional and informative. It gave me a clear understanding of how I could achieve my desired results.
- Steve Ferguson
I want to take this opportunity to say thank you for your professional, courteous and swift response in helping me with my financial affairs. I would have no hesitation in recommending anyone to your company. Tracy and her colleagues are a credit to the company and will use you in the future.
- Andy Swaine
I recently had the pleasure of working with Tracy Dove as my mortgage broker, and I can't recommend her highly enough. Right from the beginning, Tracy stood out with her in-depth knowledge of the financial industry. She was not only responsive and professional but also extremely helpful. She turned what could have been a stressful journey into a smooth and rewarding experience. Thank you, Tracy!
- Yasmin Hassabu
Just a short review to thank Tracy for arranging the equity release on my property, and going the extra mile on keeping on top of all the hiccups along the way,
- Mike Matcham
TJD Financial Services Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 21/09/2026.
Membership Number: 1014457
Registered number 13690787
